Trezofin
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Trezofin Research Standard

TRM v1.0

Risk is not one number.

One simple score on top. A transparent set of risk drivers underneath.

1–10Risk score
Drawdown
Credit
Liquidity
Concentration

Swipe the scale

From preservation to extreme fluctuation

The scale stays absolute. A safer small-cap fund can still be high risk for your money.

11.0–2.0

Very Low

Capital-preservation oriented, while still market-linked.

32.1–4.0

Low

Limited fluctuation expected under normal conditions.

54.1–6.0

Moderate

Meaningful short-term fluctuations and losses are possible.

76.1–8.0

High

Large losses are possible over shorter holding periods.

98.1–10.0

Very High

Extreme volatility, concentration, or structural risk.

Swipe to explore

Tap to explore

Seven signals. One headline score.

Choose a signal to see what it contributes. Recent return is never treated as safety.

01

Volatility

How widely returns have moved around their average.

Model contribution20%

Category lens

Different investments fail differently

Use the arrows or tap a category. Each asset class needs a different diagnostic lens.

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Equity

DrawdownVolatilityConcentration

Market-cap, factor, sector, and valuation exposure

Typical risk

High–Very High

Common horizon

5–7+ years

Confidence meter

How much evidence supports the score?

Missing information reduces confidence. It never becomes an artificially low-risk result.

High confidence

At least five years of reliable history with current portfolio disclosures and adequate observations.

Governance

Rules against false precision

Evidence, version, and limitations remain visible.

A score is a diagnostic—not a promise. Read it with the component breakdown, confidence, official Riskometer, and your holding period.
1Every score carries an observation date and methodology version.+

Applied whenever data is calculated, reviewed, or materially changed.

2Missing information lowers confidence; it is never silently treated as low risk.+

Applied whenever data is calculated, reviewed, or materially changed.

3Recent returns do not directly reduce the risk score.+

Applied whenever data is calculated, reviewed, or materially changed.

4Funds are shown on both an absolute scale and a category-relative percentile.+

Applied whenever data is calculated, reviewed, or materially changed.

5Material mandate, benchmark, or category changes trigger a methodology review.+

Applied whenever data is calculated, reviewed, or materially changed.

6Backtests and historical measures are evidence, not forecasts or guarantees.+

Applied whenever data is calculated, reviewed, or materially changed.

Understand the risk. Then research the fund.

Individual fund analysis will connect these dimensions to observed data and confidence.

Trezofin Risk Methodology | TrezoFin AI